Power Toys Insurance in Belmont, NC
Power toys like ATVs, Jet Skis and snowmobiles can be fun to use, but they also come with risks. At Stowe Insurance, we help owners find insurance policies that protect their investment.
Why Do You Need Power Toys Insurance?
Power toys insurance may protect you from significant losses should your ATV, Jet Ski or snowmobile get stolen or damaged by a covered risk. Inclusions may vary among insurers, but a standard policy may provide the following:
- Comprehensive coverage, which may pay for repair or replacement costs if your vehicle gets stolen or damaged by fire, vandalism or weather events.
- Collision coverage, which may help pay for damage to your vehicle if it’s involved in a crash with another object or vehicle.
- Liability coverage, which may cover legal expenses if you’re held liable for third-party bodily injuries or property damage.
- Optional parts or accessory coverage, which may help pay to repair or replace custom or aftermarket parts, such as upgraded seats, lights, or storage racks.
- Uninsured/underinsured coverage, which may shield you from losses if you get hit by a driver with no or insufficient coverage or are in a hit-and-run
How Much Does Power Toys Insurance Cost?
Power toys insurance may vary in cost depending on the insurer. However, the following factors may influence your premium:
- Age of the driver
- Driving history
- Type and value of the vehicle
- Coverage limits and deductibles
- Frequency and location of use
Where to Get Power Toys Insurance
Contact Stowe Insurance today to learn more or get a personalized quote.